April 13th, 2012 by ROBERT RUNYON
Loans can be a tricky thing. You probably won’t need one for a site like deskdeck.com, and for most people they are relatively easy to obtain. Just head to your local bank, talk to the representative and let him know exactly what you might need the money for. If it’s a business expense, you let him know and if it’s a personal expense, that’s fine too. All that is required is some paper work and a credit check and that’s pretty much all you need. If your credit is good and everything check out, banks love giving out loans because interest is how they make their money.
If you have bad credit, the situation is much harder. Luckily there are companies that do hand out what are called bad credit loans (check them out!). These can be extremely useful for those who might have a rough credit history but still have every intention of rebounding back from a tough spot. The interest rates, granted, will be higher than your average loan but overall these are valuable services for those of us who may not be able to get a loan otherwise.
I myself might be interested in trying one of them, as my credit history is rough to say the least! Nothing too crazy–just a few thousand dollars is all I need–but this should be enough to get me started on the right foot again!